Canada Disability Savings Grant (CDSG)
What does Canada Disability Savings Grant mean?
The Canada Disability Savings Grant is government matching money that may be deposited into an eligible person's Registered Disability Savings Plan based on contributions made by family members or others. The amount matched can depend on the family's net income and how much is contributed in a given year. It is one way the federal government encourages long-term savings for people with disabilities.
Why this term matters
For families supporting an autistic child who qualifies for the Disability Tax Credit, the CDSG can meaningfully increase savings over time without the family needing to contribute large amounts on their own.
Canadian context
The Canada Disability Savings Grant is a federal program administered through Employment and Social Development Canada, and eligibility is connected to having an open RDSP and an approved Disability Tax Credit certificate. Grant amounts and matching rates vary based on family income, and details may be worth reviewing directly with a financial institution or the program administrator.
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