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Funding & Benefits

Registered Disability Savings Plan (RDSP)

What does Registered Disability Savings Plan mean?

A Registered Disability Savings Plan is a long-term savings plan that helps families save for the future of a person eligible for the Disability Tax Credit. Government grants and bonds can add to contributions.

Why this term matters

An RDSP can help Canadian families build long-term financial security for an autistic child or family member, making it one of the most important planning tools available. Contributions, along with potential government grants and bonds, can grow over time to support future needs.

Canadian context

The RDSP is a federal program; opening one usually requires Disability Tax Credit eligibility.

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Related terms

This page is for general information only and is not medical, legal, tax, or financial advice. Program rules, eligibility, and funding amounts can change. Families should confirm details with the relevant government program, school board, regulated professional, or qualified advisor.

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